Sunday, October 31, 2010

Flowers of Love

I'm homesick. How I wish I'm home and busy preparing flowers, candles and food for All Soul's Day. I miss watching Magandang Gabi Bayan wherein horror stories are featured but in the middle of the program... blackout. I miss home eventhough there's brownout. =(

I read a book from a high school student wayback 1996. She was reading while I was explaining so I took her book and I read it after the class. I love this story. I can't remember the exact details but I'll try to tell the story in my own words.

There was a city girl and she had a boyfriend in the province. Before she went back to Manila to work she met her boyfriend in their rendezvous, an old cottage near the river. It's hard for her to break the news to her boyfriend but she had no heart to fool him. He's been so loving, faithful, honest and a good boyfriend to her all through the years. She broke up with the guy because she'd found a city man whom she thought would make her happy. She prepared to hear harsh words from her boyfriend but she heard none. With tears streaming on the boyfriend's face he uttered. "I will love you forever, and I will wait for you here. If someday you will change your mind remember I'm just here in the very place you've left me. I will accept you with open arms!"

So the girl went back to Manila. Days passed by so swiftly. Things were getting better, her new boyfriend's a good man. He has a stable job, financially stable, loving and he's an ideal man to marry. Weeks, months until a year passed by, everything was perfect but she felt something's missing in her life. She was unhappy.

She remembered her ex-boyfriend and she went back home. Night time came and she sneaked out the house and headed for the path towards the cottage where she used to meet her boyfriend. It's been a year and to her surprised a candle was lit inside the deserted cottage and she ran inside, her heart's pummeling in excitement. And she heard the familiar baritone voice. "You're back... you're back!" to her surprised she'd found her boyfriend exactly where she had left him. He ran quickly towards her and hugged her tight. Through the help of the moonlight, she could see tears of joy flowing from his gentle face.

"Do you know I've been waiting for you? I know you're coming back!" And the girl couldn't help but cry she'd never felt so lucky in her whole life, to have a man who loves her with all his heart. And the man excused himself to get something, she noticed how he moved so light and so fast. "I have something for you." the man announced with a big sweet smile on his face, he proffered flowers for the girl. The girl was so happy and said to herself, "this is what I'm missing in my life." She smelled the beautiful flowers and smiled back sweetly to the man and said thank you. They talked about their future and the boyfriend gazed sadly on the floor. The girl followed his gaze and she saw some dried stains on the floor. She hold his hand and said, don't worry I'm here now. I will never leave you again. I love you! How happy the girl was, she laughed, sang, danced, chatted with her loving boyfriend till twilight came. Before they parted the man said: "Remember, I will always love you till my last breath."

The next day, the sun was already high - it's noon time, when the girl woke up. She smiled happily upon remembering her boyfriend. She's so lucky and she's the happiest girl in the whole world. She wanted everyone to know about it. With happiness that enveloped her heart she joined her older sister for a brunch. She excitedly broke the news of reuniting with her boyfriend to her sister. She didn't care if her sister will get angry anymore as long she's happy. Her family never liked her boyfriend, they're against him especially her sister. But to her surprised her sister just laughed. She told her sister she met her boyfriend in the old cottage near the river but her sister didn't believe her.

Her sister laughed and said nonchalantly, "How could you meet your boyfriend he's been dead after you'd left. He took his own life and was found dead inside the old cottage."

She grew pale and speechless, her mind was racing. "Maybe that's the reason why he looked sad when we talked about our future and how he gazed sadly at the dried stain on the floor it's his own blood. Why he moved so swiftly and quickly as if he's floating on the air? She was surprised to find her boyfriend in the cottage. Why did he ever know I'm coming back? And he said he never left the cottage since she left. And she remembered something and ran hurriedly back to her room. There on the top of her table were the beautiful fresh flowers her boyfriend gave her the other night. How could it be true he's dead why I still have these flowers? And she remembered her boyfriend's parting words. "I will love you till my last breath."

How I love this story so sad... Hope you like it guys! If you ever find someone faithful and true never let him or her go.

If you have a spooky love story you can share it to me.


Happy Halloween!!!

Does Money Really Matter in Love?

For my friends who love to talk about love and who are always in love, this blog’s for you.

I noticed my girl friends are not so interested if the topic is not about love but then I don’t want to miss talking about my favorite subject money so I think this is a perfect topic. Time for sharing, I want to share to you "The Science of Getting Rich." It is one of my favorite and I can say one of the best books I’ve ever read. This book was written by Wallace Wattles 100 years ago, imagine 1910! I’ve got invaluable and beautiful insights about love, wealth and money after reading this classic book so I highly recommend reading this. Let me share my favorite passages in this book.

Wallace Wattles said:
There are three motives for which we live: We live for the body, we live for the mind, we live for the soul. No one of these is better or holier than the other; all are alike desirable, and no one of the three - body, mind, or soul - can live fully if either of the others is cut short of full life and expression. It is not right or noble to live only for the soul and deny mind or body, and it is wrong to live for the intellect and deny body or soul.

A person cannot live fully in body without good food, comfortable clothing, and warm shelter, and without freedom from excessive toil. Rest and recreation are also necessary to his physical life. One cannot live fully in mind without books and time to study them, without opportunity for travel and observation, or without intellectual companionship. To live fully in mind a person must have intellectual recreations, and must surround himself with all the objects of art and beauty he is capable of using and appreciating.

To live fully in soul, a person must have love, and LOVE is denied fullest expression by POVERTY. A person’s highest happiness is found in the bestowal of benefits on those he loves; love finds its most natural and spontaneous expression in GIVING. The individual who has nothing to give cannot fill his place as a spouse or parent, as a citizen, or as a human being. It is in the use of material things that a person finds full life for his body, develops his mind, and unfolds his soul. It is therefore of supreme importance to each individual to be rich.

I strongly agree with Wallace Wattles but take note I disregarded it before and it led me to headaches. Now I’m happy, my thoughts about love and money suddenly changed. Giving is a wonderful expression of love and you can’t give what you don’t have. It is everybody’s duty to make the most of yourself and be financially free, by doing so you’ll be better in loving because you have something to give for your love ones and you'll have the opportunity to contribute for the betterment of humanity.

Does money really matter in love? Share your thoughts and please leave your comments. Thank you!


If you’re interested to read this book, log in at http://www.scienceofgettingrich.net/ for a free ebook.

Friday, October 29, 2010

Kick @ Work

Thanks God it's Friday! But I'm not that excited though, I have to work tomorrow. Whewww... but it's OK not all are lucky to have extra income and I must bear that in mind all the time. But I can't be like this forever working, work and work and work!!!

I want to be financially free so I could have time for myself. Waking  up late is already a luxury for me and sometimes I can't afford it. I hope time will come I have to own 100% of my time and devote it in doing things that I love to do. Don't get me wrong I love my work but the case is I'm over worked. I've been working 12 hours a day and it's taxing me to the hilt. I'm duplicating myself to support my family and it's hard to be the sole bread winner of the family. I feel like I don't have time for myself anymore. Reading books which is one of my passions seem to be a luxury too but I really work hard on finding time to read and to educate myself.

High School classes every Friday. I caught one of my students reading pocketbooks. I told her why not read books about famous and inspiring people, who are worth emulating instead reading romantic stories. Well she just stared at me as if telling me I'm nuts. Sometimes I regret wasting my time reading thick pocketbooks way back then. I was a  pocketbook addict. The only thing I'm thankful by reading those stuffs is my word power broadened. The subliminal messages in romantic pocketbooks are dangerous. It can be unconsconciously embedded in someone's subconscious especially the wrong notion about what true love is. That's why now I really discourage reading romantic pocketbooks especially for teenagers. These stuffs would only fuel some people's love hunger and sometimes would lead them to the bitter path of disillusionment and heartaches.

Enough about love... This morning I chatted with the school's cleaner while she's mopping the floor of the faculty room. She told me how hard her work is and I know it is. She's old and working all day cleaning, mopping, washing, and taking care of the young students in school. She told me her salary is just a measly 4,300 baht. I pity her and I sympathized to her sentiments. And I said to myself I don't want to be like her, chanting about unlucky fate. Someone quote this: "Sometimes people are where they are because it's where they want to be."  I don't want to be tired forever and hankering for holidays and rest so I must work hard to obtain financial freedom...

By the way, I can't help admiring a seven year old girl. She's awesome her agile moves and kicks make me think of learning tae kwon do again, as a form of exercise and it's a great self defense too. I miss my PE days in West V. especially my tae kwon do class. I want to feel again how is it to do some round house kicks, ax kicks the old stuff I learned. I want to work on my flexibility and cardiovascular endurance. I'm not getting any younger and I need to be physically fit. Hmmm I could study tae kwon do for free in the club at school but sad to say I'm not free I have to teach. :(

Well if I can't practice kicking in the real tae kwon do class I can kick at work and break a leg! Have a blessed weekend, God bless!

P.S. Let me share my thoughts, before I thought having a husband, children or family is the ultimate end of finding love or journey into love. You'll find someone, marry, have kids, it's already a family and that's it. Hmmm I've changed my mind, there's more to life than that. But of course who doesn't want to have kids and wonderful family? Just thinking... =)

Thursday, October 28, 2010

Excited!

Yes, I'm so excited to read my 5 new books. Thanks Sir Joey!

I think I have to read first, The Confession of an Impatient Bride by Rissa Kawpeng and I have to make a book review as I promised. I re-read Choose to be Wealthy by Bo Sanchez I have to read my books again and again so everything would be embedded in my mind and I will be inspired to invest more in the stock market.

Can't wait for Sunday to come. I'm super excited!!! More of book sharing after I read those books. Be blessed!

Wednesday, October 27, 2010

Thoughts on Love

"I'm thinking why should I give my love to a man, I could give it to human kind."

Sometimes I worry about my thoughts especially about love. Thoughts give signal to the universe and I might confused it of what I really want to have in love.

Before, I used to ask for someone to love me, to be with me for the end of time and now I don't care hahaha. Sometimes I'm asking for someone who deserves my love and sometimes I don't ask anymore (grinned).

If someone would come along or not one thing is for sure. I will live this life to the fullest and emblaze my heart with desires, to impart my love and life to humanity. God bless me!

Could you share some thoughts about love with me?

Tuesday, October 26, 2010

Without Him

Friends are asking about my love life. Well, I'm always in love can't help it although I'm not so interested to be in love anymore. Who can refused loving someone who loves you unconditionally?  For so many times I wasn't faithful to him. For innumerable times I've broken my promise to love him faithfully but he's always there accepting me everytime I ask his forgiveness. He never stop loving me and I can't imagine life without him. This is my favorite song at church.


Without Him
Without Me ye can do nothing. John 15:5


Without Him I could do nothing.
Without Him I'd surely fail;
Without Him I would be drifting
Like a ship without a sail.


Jesus, O Jesus. Do you know Him today?
Do not turn Him away. O Jesus, O Jesus
Without Him, how lost I would be.


Without Him I would be dying,
Without Him I'd be enslaved;
Without Him life would be hopeless,
But with Jesus, thank God I'm saved.


Jesus, O Jesus. Do you know Him today?

Do not turn Him away. O Jesus, O Jesus
Without Him, how lost I would be.


What a sweet name, my sweet Jesus!
I love you my Savior. Please help me to love you more and more and help me to see your loving face in other people and hope other people would see your face in me. Amen.

Monday, October 25, 2010

Thoughts for Today, October 25, 2010 10.18 PM

Need to wake up early tomorrow back to school, back to work. I'll miss waking up late for sure but I have to do my core gift and earn for a living. I'm so excited about my books. I hope Sir Joey have bought "Confession of an Impatient Bride." I'm dying to read and make a review for that book by Rissa Kawpeng. She's so nice I emailed her and she replied, I'm happy because she took time to email me back!

So I have to sleep early hope to sleep well. Tomorrow I have to wake up early and read the Salutation of Dawn by Kalidasa.

Look to this day!

For it is life, the very life of life.
In its brief course
Lie all the verities and realities of your existence:
The bliss of growth
The glory of action
The splendour of achievement.
For yesterday is but a dream
And tomorrow is only a vision,
But today well lived makes yesterday a dream of happiness
And every tomorrow a vision of hope.
Look well, therefore, to this day!
Such is the salutation to the dawn.

But before I go to sleep let me share this thoughts of mine. Before I don't like when other people always give me something but then I realized by reading T. Harv Ecker's book that giving and receiving are equation. There's no receiver if there's no giver and otherwise. He said we must know not only how to give but also to receive. It takes lots of humility to receive and humility is a good virtue. When someone gives you something take it with gratefulness.

Be a good receiver coz by doing so you are telling the universe and God that you're a good receiver and therefore lots of blessings will flow unto you because you know how to receive. I've seen some people who are good givers, they always give but I wonder they don't get rich that much no matter how hard they try only then I realized they don't know how to be a giver. Giving and receiving are two way streets. So what do you want to give me now??? I'm always ready to receive.... but be sure it's not problems you'll give me for sure I will refused to have it! LOL! =)





Sunday, October 24, 2010

My Journal, October 24, 2010 9.59 PM

I'm pleased with my self and I know my Tita Doris is proud of me. Singing songs of praise to God is quite awesome. There's this unexplainable feeling of joy and peace within. Joining the choir is very exciting for me, it's learning wherein it refreshes my little knowledge of solfeggio.Thanks Tita Dor's for sharing some of your talent in singing. I know I'm not as good as you were but I thank you coz I got my love of music from you. Miss you with Tita Inday, Mama, Lolo and Tito Boy, (Rest in Peace my love ones!) 

I read Veronica's story in Dear Bo, can't help but shed a tear or two. This reminds me of my Tita Inday and Tita Doris who died because of Lupus. Here's my comment:

Wow, what a great and inspiring love story! I can't help but shed a tear or two. You're an inspiration Veronica, thanks for sharing your story!


I was on my way home from church today and I remember my two aunts who passed away because of Lupus. I can't help but be sad. Tita Jelly got Lupus first but praise God she lived longer because of her faith but her disease recurred after 10 years and she said goodbye to us.

Surprisingly, Tita Doris died ahead of her at the age of 26. It was some kind of a shock for the whole family. She worked in Singapore but she was not able to finish her contract because she got sick. Only when she came home and was confined in the hospital that we learned she had Lupus. She's a healthy person and we wondered how could she had the same kind of disease like Tita Jelly. I miss them, I miss Tita Doris' beautiful voice in the choir as the soloist. I know she'll be proud of me coz she somehow gave to me some of her talents in singing. Thanks to Tita Jelly she introduced Bro. Bo to me by giving me some Kerygma magazines when I was 13 years old. I still keep those old mags in the Philippines, they are my treasures. I love you guys, I miss you! God bless us...

Back to the point: Have you experienced this feeling that you want to give but still you are wanting and you can't give more? I remember my dad, he's been sick and he's not financially free so I have to support him. Last time he went home to see his elderly father, my grandpa. He wants to help his old father but he needs money for his medicine so he just gave some few paper bills. I imagine what my dad felt that time. It hurts especially if you want to give but then you have nothing to give. "You can't give what you don't have," my old professor's voice reverberating in my mind.

I went shopping today, I bought some blouses for my uniforms and a new pair of shoes as a monthly treat for myself for working hard. On my way home can't help but notice beggars on the streets especially the old ones their hands outstretched with some cans. What's worse there are amputated beggars crawling and begging. My heart breaks seeing their plight and poverty. The least that I could do for them... share a penny or two or small notes. I have this desire that someday I would not only share pennies or thousands but millions! I'm dreaming that  someday I will be financially free and support some ministries that help the poor, the elderly, street children etc. I've been praying to be God's steward of wealth. So sad I can't do that right now. I have to procure abundance for myself first so when I have it already I can share. Well, first thing first and that's to be financially literate. I think I'm on my way to it how about you???

Saturday, October 23, 2010

Journey to Financial Freedom

A friend asked if I have a new post in my blog, I said “yes.” She asked the topic and I replied, “it’s about financial literacy.” Once again she asked, “why it’s not about love?” I retorted curtly, “I’m done talking and blogging about romantic love.” Well to simply put it, right now I’m transmuting my energy into something productive. I remember what I read from Think and Grow Rich by Napoleon Hill. It’s great and I highly recommend reading this book. More of Think and Grow Rich for my next post.


Right now my energy is all out for the search of financial freedom. I’m 30 and worried. Hmmm…. I’m not worried of enjoying single blessedness, but about my future. I’ve been working abroad for 4 years now. Gosh, how time flies so swiftly. Four years of being away from home and working hard and duplicating myself to support my family. You see I’m the bread winner. I have two brothers and they’re both married. My older brother has two kids and gee my younger brother who vowed to be single forever got married last month and me who was dying to get married didn’t, call it ironies of life! I have to support my parents especially my dad who is sickly but praise God he’s doing well right now. Keep it up Tatay!

When my birthday was coming I panicked. I didn’t panicked because I’m not married or anything. I don’t mind joining my single friends, (grinned.) I analyzed my financial life and I’m sorry to disappoint you, it’s not different from what you’ve heard from OFW’s all around the globe. “No savings,” "no investments." Toinks!!!

So now I’m not busy about love but I’m busy educating myself about financial literacy. I read lots of blogs and books, watch youtube about finance, business, how to get rich etc. as long it’s all about money, investments, stock market, mutual fund name it. From Bo Sanchez’s blog, to Robert Kiyosaki, Larry Gamboa, Colayco, T. Harv Ecker, Napoleon Hill, Wallace Wattles etc. I wonder what to read next, any suggestions???

Last time, I asked my mom to buy and read Bo Sanchez’s book Choose to be Wealthy. I have the eBook but I want my love ones to read about it so that they will understand me and by reading they will be on their first step to financial literacy too. Sometimes, they think I’m getting crazy. Yes, I’m crazy to be financially free. I got another book, Conquer Your Goliath compliments of Bo Sanchez from Truly Rich Club. I always checked and asked my mom if she read the books and I couldn’t help myself from laughing out loud. She said she’s too old to be rich! But I’m happy she took time to read it. One time maybe she noticed how money conscious I am, she texted me. “My dear, I thought you’re the only millionaire in the family gee I was wrong your dad too.” Sorry I won’t elaborate why maybe someone could read this and tell my dad, (LOL!) but it’s a joke that made me laughed to my heart’s content.

For me being rich is a state of the mind. To be rich we have to change our perspective, our mindset esp. about money or wealth. First step to financial freedom is by obtaining financial literacy. Educate yourself by reading books and getting someone like a financial planner or mentor to help you with your finances. It’s a long way to this kind of journey and it’s some kind of lonely if you trudge alone. Well, you can join me in my journey to financial freedom. And you can share your own story. Hope to hear from you guys but for sure you'll hear a lot from me about financial literacy and my journey in life, faith and love. God bless you!

Friday, October 22, 2010

Rich Mind, Poor Mind

Two days ago, T. Harv Ecker divulged to me some top secrets in his book Secrets of the Millionaire Mind. I can say it's one of the great books I've ever read. It's very enlightening and practical. The book is quite riveting especially in chapter two which depict ways in which rich people think and act differently from the poor and middle class people. The rich and the poor live in the same world but they are poles apart? How??? In the way they think, about their thoughts, mentality or perspective.


Rich people think very differently from poor and middle class people. They think differently about money, wealth, themselves, other people, and pretty well every other facet of life. Rich people believe “I create my life.” Poor people believe “Life happens to me.” Rich people play the money game to win. Poor people play the money game to not lose.


Most of the people’s primary concern is survival and security instead of creating wealth and abundance. The goal of truly rich people is to have massive wealth and abundance. Not just some money, but lots of money. So what is the big goal of poor people? To “have enough to pay the bills.” Middle class people mostly want to be “comfortable,” but there is a huge difference between being comfortable and being rich. If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.


The number one reason most people don’t get what they want is that they don’t know what they want. Rich people are totally clear that they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. Rich people commit themselves to be rich. Rich people are committed enough to do whatever it takes. Rich people think big. Poor people think small.


"Your life is not just about you. It’s also about contributing to others. It’s about living true to your mission and reason for being here on this earth at this time. It’s about adding your piece of the puzzle to the world. Most people are so stuck in their egos that everything revolves around me, me,and more me. But if you want to be rich in the truest sense of the word, it can’t only be about you. It has to include adding value to other people’s lives." These words will be forever etched in my memory. It explains one of the reasons why we have to strive to be financially free.


The world doesn’t need more people playing small. It’s time to stop hiding out and start stepping out. It’s time to stop needing and start leading. It’s time to start sharing your gifts instead of hoarding them or pretending they don’t exist. It’s time you started playing the game of life in a “big” way. In the end, small thinking and small actions lead to being both broke and unfulfilled. Big thinking and big actions lead to having both money and meaning. The choice is yours!


Rich people see opportunities. Poor people see obstacles. Rich people see potential growth. Poor people see potential loss. Rich people focus on the rewards. Poor focus on the risks. Poor people make choices based upon fear. Their minds are constantly scanning for what is wrong or could go wrong in any situation. Their primary mind-set is “What if it doesn’t work?” or, more often, “It won’t work.” Middle-class people are slightly more optimistic. Their mind-set is “I sure hope this works.” When I have to make a decision and I'm in doubt, I ask myself, is this a decision of a rich mind or a poor mind?


Rich people take responsibility for the results in their lives and act upon the mind-set “It will work because I’ll make it work.” Rich people expect to succeed. They have confidence in their abilities, they have confidence in their creativity, and they believe if something happens, they can find another way to succeed.


Generally speaking, the higher the reward, the higher the risk. Because they constantly see opportunity, rich people are willing to take a risk. Rich people believe that, if worse comes to worst, they can always make their money back. Poor people, on the other hand, expect to fail. They lack confidence in themselves and in their abilities. Poor people believe that should things not work out, it would be catastrophic. And because they constantly see obstacles, they are usually unwilling to take a risk. No risk, no reward. For the record, being willing to risk doesn’t necessarily mean that you are willing to lose. Rich people take educated risks. This means that they research, do their due diligence, and make decisions based on solid information and facts. Do rich people take forever to get educated? No. They do what they can in as short a time as possible, then make an informed decision to go for it or not.


Rich people see an opportunity, jump on it, and get even richer. As for poor people? They’re still “preparing” and they end up not jumping or growing at all. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people. Rich people are bigger than their problems. Poor people are smaller than their problems. There is a big difference between the rich and poor people. Rich and successful people are bigger than their problems, while poor and unsuccessful people are smaller than their problems. Poor people will do almost anything to avoid problems. They see a challenge and they run. The irony is that in their quest to make sure they don’t have problems, they have the biggest problem of all... they’re broke and miserable. The secret to success is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than any problem. They don’t focus on the problem; they focus on their goal. Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again. Poor and unsuccessful people are problem-oriented. They spend their time and energy complaining and seldom come up with anything creative to alleviate the problem, let alone make sure it doesn’t happen again. Rich people do not back away from problems, do not avoid problems, and do not complain about problems. Rich people are financial warriors.


Rich people are excellent receivers. Poor people are poor receivers. Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others. Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide. Many poor people actually believe they are better people because they are poor. Somehow they believe they’re more pious or spiritual or good. But this is not true our Lord is the God of abundance and He wants us to live in abundance which is the absence of poverty.


Rich people live in a world of abundance. Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective. Poor and most middle-class people come from scarcity. They live by mottos such as “There’s only so much to go around, there’s never enough, and you can’t have everything.” And although you may not be able to have “everything,” as in all the things in the world, I do think you can certainly have “everything you really want.”


Rich people believe “You can have your cake and eat it too.” Middle-class people believe “Cake is too rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and wonder why they have “nothing.”


Rich people manage their money well. Poor people mismanage their money well. Rich people have their money work hard for them. Poor people work hard for their money. Rich people can spend their days playing and relaxing because they work smart. They understand and use leverage. They employ other people to work for them and their money to work for them. Yes you do have to work hard for your money. For rich people, however, this is a temporary situation. For poor people, it’s permanent. Rich people understand that “you” have to work hard until your “money” works hard enough to take your place. They understand that the more your money works, the less you will have to work. Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars. Rich people always think of long term plans, they focus on the reward not the hindrances. They know the reward in delayed gratification but poor people think otherwise.


T. Harv Ecker advised,the trick is to get educated. Learn about the investment world. Become familiar with a variety of different investment vehicles and financial instruments, such as real estate, mortgages, stocks, funds, bonds, currency exchange, the whole gamut. Then choose one primary area in which to become an expert. Begin investing in that area and then diversify into more, later. Few months ago, I joined the Truly Rich Club of Bo Sanchez and I'm proud I'm in the stock market. Lately, I invest in Kaiser a 3-in-1 investment through International Marketing Group, IMG. It's healthcare, insurance and eventually after 5 years of paying it will be an investment with 10% interest per annum.


It comes down to this: poor people work hard and spend all their money, which results in their having to work hard forever. Rich people work hard, save, and then invest their money so they never have to work hard again. Rich people act in spite of fear. Poor people let fear stop them.


If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy. The only time you are actually growing is when you are uncomfortable. Rich people constantly learn and grow. Poor people think they already know. Poor people seem to be know-it-all but rich people keep on learning as their motto: learn-it-all.


I hope you will read the whole awesome book of T. Harv Ecker. Always remember no amount of financial literacy will make you rich unless you change your thoughts. Not all that you know will make you rich do some action and start now.


So now you decide for yourself what do you want to have, a rich mind or a poor mind? As for me I opted to have...


A Millionaire Mind. Be blessed, God bless you!

Friday, October 15, 2010

How to Win Friends and Influence People

B-O-R-I-N-G. What I'm boring?! How dare him to call me boring! I was chatting with this guy whom I began to like but  calling me boring is a crime. Wait, he didn't call me as me boring, he said what I always talk about was boring but then I was offended. Did he have any iota of wisdom? Did he ever know that, I was sharing to him an expensive idea? I bought the concept for thousands of bucks I shared it to him for free and he can't appreciate it! I was indignant and staunched myself never to chat with him again even he would do the initiative to start a friendly conversation. Not until I read a great book about human relationship.

 Let me give another example, I was asleep and then the adjacent door closed with a big bang. I jolted up awake and was so annoyed I even wanted to give a bit of tongue lashing piece to the culprit. But then I remember the tips Mr. Carnegie have shared to me. Let me share to you, Dale Carnegie's book How to Win Friends and Influence People.


Fundamental Techniques In Handling People


• 1 - "If You Want to Gather Honey, Don't Kick Over the Beehive"  Don't criticize, condemn or complain.


• 2 – “The Big Secret of Dealing with People”
Give honest and sincere appreciation.


• 3 - "He Who Can Do This Has the Whole World with Him. He Who Cannot, Walks a Lonely Way" Arouse in the person an eager want.


Six Ways To Make People Like You


• 1 – “Do This and You'll Be Welcome Anywhere”
Become genuinely interested in other people.


• 2 – “A Simple Way to Make a Good Impression”
Smile. Your smile is a messenger of your good will. Your smile brightens the lives of all who see it.


• 3 – “If You Don't Do This, You Are Headed for Trouble”
Remember that a person's name is to that person the sweetest and most important sound in any language.


• 4 – “An Easy Way to Become a Good Conversationalist”
Be a good listener. Encourage others to talk about themselves.


• 5 – “How to Interest People”
Talk in terms of the other person's interests.

• 6 – “How To Make People Like You Instantly”
Make the other person feel important and do it sincerely.

 Twelve Ways To Win People To Your Way Of Thinking

• 1 - The only way to get the best of an argument is to avoid it.


• 2 - Show respect for the other person's opinions. Never say, "You're wrong."


• 3 – If you are wrong, admit it quickly and emphatically.


• 4 - Begin in a friendly way.


• 5 - Get the other person saying "yes, yes" immediately.


• 6 - Let the other person do a great deal of the talking.


• 7 - Let the other person feel that the idea is his or hers.


• 8 - Try honestly to see things from the other person's point of view.


• 9 - Be sympathetic with the other person's ideas and desires.


• 10 - Appeal to the nobler motives.


• 11 - Dramatize your ideas.


• 12 - Throw down a challenge.

Nine Ways To Change People Without Giving Offence Or Arousing Resentment

1 - Begin with praise and honest appreciation.

• 2 - Call attention to people's mistakes indirectly.

• 3 - Talk about your own mistakes before criticizing the other person.

• 4 - No One Likes to Take Orders. Ask questions instead of giving direct orders

• 5 - Let the Other Man Save His Face. Don’t correct openly.

• 6 - Praise the slightest improvement and praise every improvement. Be "hearty in your approbation and lavish in your praise."

• 7 - Give the Dog a Good Name. Give the other person a fine reputation to live up to.

• 8 - Make the Fault Seem Easy to Correct. Use encouragement.

• 9 - Making People Glad to Do What You Want. Make the other person happy about doing the thing you suggest.

This is a very interesting and wonderful book to read. It gives me a lot of realizations and reminders about dealing with people. If only people are all good in human relationship, I think there will be no war and disputes. So now I chat with the guy who called me boring. I always remember that everyone is looking for importance. In dealing with people always forget the word “I” and everything will be all right. As for the door that always closes with a bang, I’m tempted to confront the person and ask in my sweetest tone, “Do you have any problem with the door?” and this would dissolve any trace of annoyance and anger in me and would make me burst into laughter.

If you are interested to read this book, just search in google type the title and name of the author and download the PDF file for free. I want to thank those generous and thoughtful people who make free ebooks accessible. Thanks for making reading books free and enjoyable! Reading this book makes me realize I have lots of things to learn and that makes life more interesting to live. :)



"Every person you meet is your superior."












100 Dreams

Are you bored? Do you feel you have nothing to do? Why don’t you try writing your 100 Dreams? I thought as people age they are not inclined to dream but dreams make people to have something to look forward to. To dream is not only for children but for people of all walks of life and ages. I’ve found myself dreaming and writing my 100 dreams which I hope I could fulfill. How about you why don’t you try it now? I’ll be busy writing my own 100 dreams. They say it’s okay to dream, its' free - you don’t have to pay for it so, why not?? 


Here are the Top 10 Dreams of mine. After reading this and you find me some kind of crazy for being so ambitious and money conscious - blame it to Napoleon Hill, Wallace Wattles, Robert Kiyosaki et al, who planted the seed of DESIRE in my heart. I’m happy to meet these great people in the pages of wisdom. Thanks guys you’re all an inspiration, my salute!

1. Be the best teacher a student could ever have. Educate people not only about academe’s lesson but life’s lesson and financial literacy. (I think I’m doing that!)

2. Be stock market literate. I don’t care how long it would take me to be one but I’ll give my best that’s for sure! Maybe Rex Mendoza could give me notes how coz he’s a stock market genius himself.

3. Stock market Investor, Mutual Fund Investor... next level Real Estate Investor. Stock market I’m doing that. Real Estate? Seem so far-fetched but I couldn’t help dreaming to be into it. These are exciting fields of learning and I wouldn’t miss it!

4. Build my dream house. It doesn’t need to be a mansion but just a simple place I could call my home and my own. According to the “The Millionaires Next Door," live simply!

5. Travel a lot. I love traveling. I want to see the world. Especially to have a pilgrimage to the Holy Land. For the meantime I’ll start with the Asian tour.

6. Learn the piano. Liu Wei, the armless pianist of China is a big inspiration. Despite his disability he managed to be great by learning to play the piano with his feet and won a talent show in Beijing, China. He's notable quote, "Nobody ever said that piano cannot be played using hands." I want to learn piano so I could play at the church without the music, mass is lifeless.

7. Learn different languages. I want to be a polyglot like Jose Rizal. I want to be a genius like him esp. when it comes to language. Well if I couldn’t make it into 22 languages, who cares? I can have 5 languages.

8. Write a book. I always dream to be an author like Bo Sanchez, he’s an inspiration. We need more people to inspire people and I want to be one. For the meantime I’ll be writing more blogs as a preparation.

9. Be a professional Dance sport dancer. Dancing is my passion. It’s a form of self-expression and exercise for me. Any kind of dance I love it. Can't stop myself from watching Nicole Scherzinger and Derek Hugh of Dancing With the Stars. Who wants to dance with me?

10. To be happy, beautiful and healthy inside and out. I want to be healthy in all aspect body, mind and soul. Be prolific as a person, enjoy life to the fullest and walk in wisdom.

These can be silly dreams of mine but mind you... YOU and I have the power to make dreams into a REALITY. Why don't we make it now??? But before that  let me think and jot down the remaining 90 out  of 100 Dreams.


Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.



- Harriet Tubman