Rich people think very differently from poor and middle class people. They think differently about money, wealth, themselves, other people, and pretty well every other facet of life. Rich people believe “I create my life.” Poor people believe “Life happens to me.” Rich people play the money game to win. Poor people play the money game to not lose.
Most of the people’s primary concern is survival and security instead of creating wealth and abundance. The goal of truly rich people is to have massive wealth and abundance. Not just some money, but lots of money. So what is the big goal of poor people? To “have enough to pay the bills.” Middle class people mostly want to be “comfortable,” but there is a huge difference between being comfortable and being rich. If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.
The number one reason most people don’t get what they want is that they don’t know what they want. Rich people are totally clear that they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. Rich people commit themselves to be rich. Rich people are committed enough to do whatever it takes. Rich people think big. Poor people think small.
"Your life is not just about you. It’s also about contributing to others. It’s about living true to your mission and reason for being here on this earth at this time. It’s about adding your piece of the puzzle to the world. Most people are so stuck in their egos that everything revolves around me, me,and more me. But if you want to be rich in the truest sense of the word, it can’t only be about you. It has to include adding value to other people’s lives." These words will be forever etched in my memory. It explains one of the reasons why we have to strive to be financially free.
The world doesn’t need more people playing small. It’s time to stop hiding out and start stepping out. It’s time to stop needing and start leading. It’s time to start sharing your gifts instead of hoarding them or pretending they don’t exist. It’s time you started playing the game of life in a “big” way. In the end, small thinking and small actions lead to being both broke and unfulfilled. Big thinking and big actions lead to having both money and meaning. The choice is yours!
Rich people see opportunities. Poor people see obstacles. Rich people see potential growth. Poor people see potential loss. Rich people focus on the rewards. Poor focus on the risks. Poor people make choices based upon fear. Their minds are constantly scanning for what is wrong or could go wrong in any situation. Their primary mind-set is “What if it doesn’t work?” or, more often, “It won’t work.” Middle-class people are slightly more optimistic. Their mind-set is “I sure hope this works.” When I have to make a decision and I'm in doubt, I ask myself, is this a decision of a rich mind or a poor mind?
Rich people take responsibility for the results in their lives and act upon the mind-set “It will work because I’ll make it work.” Rich people expect to succeed. They have confidence in their abilities, they have confidence in their creativity, and they believe if something happens, they can find another way to succeed.
Generally speaking, the higher the reward, the higher the risk. Because they constantly see opportunity, rich people are willing to take a risk. Rich people believe that, if worse comes to worst, they can always make their money back. Poor people, on the other hand, expect to fail. They lack confidence in themselves and in their abilities. Poor people believe that should things not work out, it would be catastrophic. And because they constantly see obstacles, they are usually unwilling to take a risk. No risk, no reward. For the record, being willing to risk doesn’t necessarily mean that you are willing to lose. Rich people take educated risks. This means that they research, do their due diligence, and make decisions based on solid information and facts. Do rich people take forever to get educated? No. They do what they can in as short a time as possible, then make an informed decision to go for it or not.
Rich people see an opportunity, jump on it, and get even richer. As for poor people? They’re still “preparing” and they end up not jumping or growing at all. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people. Rich people are bigger than their problems. Poor people are smaller than their problems. There is a big difference between the rich and poor people. Rich and successful people are bigger than their problems, while poor and unsuccessful people are smaller than their problems. Poor people will do almost anything to avoid problems. They see a challenge and they run. The irony is that in their quest to make sure they don’t have problems, they have the biggest problem of all... they’re broke and miserable. The secret to success is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than any problem. They don’t focus on the problem; they focus on their goal. Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again. Poor and unsuccessful people are problem-oriented. They spend their time and energy complaining and seldom come up with anything creative to alleviate the problem, let alone make sure it doesn’t happen again. Rich people do not back away from problems, do not avoid problems, and do not complain about problems. Rich people are financial warriors.
Rich people are excellent receivers. Poor people are poor receivers. Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others. Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide. Many poor people actually believe they are better people because they are poor. Somehow they believe they’re more pious or spiritual or good. But this is not true our Lord is the God of abundance and He wants us to live in abundance which is the absence of poverty.
Rich people live in a world of abundance. Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective. Poor and most middle-class people come from scarcity. They live by mottos such as “There’s only so much to go around, there’s never enough, and you can’t have everything.” And although you may not be able to have “everything,” as in all the things in the world, I do think you can certainly have “everything you really want.”
Rich people believe “You can have your cake and eat it too.” Middle-class people believe “Cake is too rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and wonder why they have “nothing.”
Rich people manage their money well. Poor people mismanage their money well. Rich people have their money work hard for them. Poor people work hard for their money. Rich people can spend their days playing and relaxing because they work smart. They understand and use leverage. They employ other people to work for them and their money to work for them. Yes you do have to work hard for your money. For rich people, however, this is a temporary situation. For poor people, it’s permanent. Rich people understand that “you” have to work hard until your “money” works hard enough to take your place. They understand that the more your money works, the less you will have to work. Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars. Rich people always think of long term plans, they focus on the reward not the hindrances. They know the reward in delayed gratification but poor people think otherwise.
T. Harv Ecker advised,the trick is to get educated. Learn about the investment world. Become familiar with a variety of different investment vehicles and financial instruments, such as real estate, mortgages, stocks, funds, bonds, currency exchange, the whole gamut. Then choose one primary area in which to become an expert. Begin investing in that area and then diversify into more, later. Few months ago, I joined the Truly Rich Club of Bo Sanchez and I'm proud I'm in the stock market. Lately, I invest in Kaiser a 3-in-1 investment through International Marketing Group, IMG. It's healthcare, insurance and eventually after 5 years of paying it will be an investment with 10% interest per annum.
It comes down to this: poor people work hard and spend all their money, which results in their having to work hard forever. Rich people work hard, save, and then invest their money so they never have to work hard again. Rich people act in spite of fear. Poor people let fear stop them.
If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy. The only time you are actually growing is when you are uncomfortable. Rich people constantly learn and grow. Poor people think they already know. Poor people seem to be know-it-all but rich people keep on learning as their motto: learn-it-all.
I hope you will read the whole awesome book of T. Harv Ecker. Always remember no amount of financial literacy will make you rich unless you change your thoughts. Not all that you know will make you rich do some action and start now.
So now you decide for yourself what do you want to have, a rich mind or a poor mind? As for me I opted to have...
A Millionaire Mind. Be blessed, God bless you!
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